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"Howls of protest sometimes only work once."

By superadmin - 28 August 2019

It’s back! It’s back on the table. The Federal Government is introducing a rule designed to encourage the repayment of tax debt. Introduced in parliament by Minister for Housing and Assistant Treasurer, Michael Sukkar, the debt that a business has with the ATO could be disclosed to credit reporting agencies. When this was first suggested …

Finance and the colour of your underpants

By superadmin - 28 August 2019

In a post Royal Commission world, lenders are now asking about all your costs and are crossing into areas of health as well as anything you may spend your money on. The Australian Financial Review reported on Monday 12th August, that the broker Tom Caesar was asked why a client was spending money($120)at radiology. Clearly …

The Australian Tax Office and the Art of Cooking Fish

By superadmin - 28 August 2019

Or may be the title should read “The ATO is chasing and cooking the bigger fish and will get to the smaller ones from time to time, or eventually.” We know the term “bigger fish to fry”. In the case of the resource poor ATO, it’s about focusing on major tax fraud, and making sure …

A Word on Dosh!

By superadmin - 26 August 2019

We are always in need of finance. There are the obvious ones, such as for a car, or for a home or an investment property. There is need for finance to buy equipment that can make a business more efficient, and there is cash flow finance that is needed to run a business. Often, as …

It’s probably not saleable

By superadmin - 26 August 2019

Or is it? There is a possibility that you have a business because that’s the best way you had in getting a job. Many Tradies and others ended up with an ABN because that was a way to get a job, get on site and get working. Many are accidental business people because that “thing” …

“No one’s paying” -well that’s what it feels like.

By superadmin - 15 August 2019

The building industry sucks right now! Getting paid has never been harder and not getting paid could ruin you soon-right? So let’s talk about debt collection and stuff you should know and practice…and it’s a blog worth reading to the end. What is the role of a solicitor in a Client Collect Debt? What process …

You spend how much?

By superadmin - 12 July 2019

At Your Business Angels / Fresh Number we have analysed hundreds of thousands of bank statements, so we are going to claim we are an authority on spending habits of tradies. Do you want a house or a burger? We have added up the spend on takeaways from tap and go on our clients’ bank …

Buying a car? The salesman isn’t there to sell you a car. He is there to sell you finance.

By superadmin - 12 July 2019

The HIGH cost of the low interest rate dealer finance for your next car! According to the Deloitte Motor Industry Report; Australians as a nation buy over 1,000,000 new vehicles each year. Their research revealed: 80% of us had already narrowed our vehicle search online, before setting foot into a dealership. 80% of these new …

That is not to say that you can’t borrow money easily

By superadmin - 12 July 2019

Now we have chased banks down a rabbit hole, we have others pooping into the marketplace. Those quick fix $10k and $20k loans that solve your problem for “oh about a nano second”. These loans look easy and are easy to get, because the lenders have geared the interest so that they can take a …

About Money

By superadmin - 12 July 2019

Read about“The average tradie spends a house deposit every 5 years on takeaway – and much, much more….” Be careful how you spend – Everything is now watched and analysedWe are all aware that somewhere in the ether of the internet, that how we spend, is recorded and then used to sell, suggest and entrap …

Aldi V Coles - A study in my “human behaviour” - And its not service that counts.

By superadmin - 28 May 2019

When someone wants to hand me a pile of data explaining why a person or group of people do something, my usual reaction is “Humans do one of two things, they either do what they did last time, or they do what everyone else is doing”. I’ve got that well simplified. But its not always …

Be careful with how you tell others how you spend your money

By superadmin - 28 May 2019

Right now, banks will be completing analysis on their clients who have failed to meet their mortgage payments and will start to build profiles of those future clients fit this profile and they can decide that they don’t want that client. Now because your bank has access to your bank account for analysis, and often …

How much work can you get your clients to do for you

By superadmin - 28 May 2019

Let’s start with how much unpaid work have you been doing for businesses, especially multi-nationals. So you filled up your car with petrol, checked out your own groceries and make the payment unassisted, bought the airline ticket, checked yourself on to the plane along with your baggage (can I fly for you?) to doing the …

But.... it’s a good business model.

By superadmin - 28 May 2019

Uber is launching a public offering and each share will be worth about $47.00 a share. So that means the company will be worth truckloads above $75 billion US dollars. The company expects to lose money for years as it tries to dominate the market while investing in food delivery, electric bikes, freight and driverless …

Construction 2019

By superadmin - 27 February 2019

Nothing makes sense!Does it feel like you hit a brick wall in your business? Don’t really know if you are making a profit or not and tax just keeps hammering away Paying for bookkeeping and you don’t really know what it’s all about. Nothing makes sense. Want some real clarity? Don’t want to pay a …

Think BAS is expensive?

By superadmin - 22 January 2019

Well, just think about what it can cost you, if you don’t pay your Super on time. If you are in a company, it can cost you an extra $275 dollar per $1,000 of your Super. That’s 27.5% more! But if you are a sole trader, it will cost at least $320 per $1,000 of …

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We have been working with the "Your Business Angels" crew since April 2014 and it was the best decision we have ever made for our business


Gavin and the Your Business Angels team has given me hope, eliminated stress and genuinely cares about the wellbeing of us


Tax debt solved and a new direction life is suddenly looking ok again


I heard the ad on the radio and met with Your Business Angels and found the pricing for what I required was cheaper than I had found with their competitors and had to provide less information - Thanks so much Robert....


Your Business Angels are the 'real deal'. Their services help those that have little faith left in their businesses or in themselves. If you think there is no answer to your problems then think again. YBA can help.


So thankful I found YBA. They live up to what they promise and just the relief of not having to speak directly to the ATO was awesome


Simone and her team at Your Business Angels has been there from day one and is always willing to come and spend time just to ask if I’m ok


They are always there for me when I need help and they take care of the larger things for me in business


Thank you to all the team at Your Business Angels for everything you have done in correcting the things I did badly, highlighting the things I did well and offering encouragement, guidance and support through the tough times.


At the time of making the call to them, our business was going backwards with large debts and not enough income to cover them! Since working with Gavin and his team at Your Business Angels we have made great changes to the way we run our business and are slowly but surely turning things around. I recommend anyone with serious business issues to give them a call!


Your Business Angels help me enormously - Thanks so much Robert....


Would like to thank Jay and his team at Your Business Angels for their work and persistence in dealing with our problem and getting the greatest result we could ever hope for


After 2 hours, Gavin had provided clear direction, made recommendations and given me a starting point


I have been a client of Your business angels for just under 2 years - They show compassion and empathy and go out of their way to make sure I'm ok


Anderson, My accountant at Your Business Angels comes up with ideas and deals with me, keeps me on track and on time. There worth every dollar


We would not exist as a business if it were not for the help that Your Business Angels gave us, extremely efficient and always offering the best advice. Thank you Gavin and the team at YBA


Over the 18 months with YBA they have been professional, helpful and compassionate with getting my business on track. A very good accounting firm to be with


I would like to thank them for everything they have done for me and my business. I highly recommend your business Angeles for any business