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Speaking with a client who runs several food outlets in SydneySpeaking Now is a time to be sensible. Foodstuff prices are rising, and in our conversation yesterday, we also talked about chicken, beef, and the lack of lettuces from the marketplace. We also talked about price rises that the market will stand. Having been hammered […]

I appreciate that not all our clients are builders or tradespeople. But we have enough of you to make this a critical blog, as well the effects of the problems in the housing market will blowback on the economy and affect all our clients. Below are comments and reports on Metricon. The company probably stayed ahead of […]

On June 30, 2021, there were 2,402,254 actively trading businesses in the Australian economy. Of these, 62% or 1,416,664 of these enterprises are single operator businesses. Most businesses in Australia are enterprises run by one person. If you are in this group you are part of a significant contributor to our economy. Do you fall within […]

It may look like Factoring, but it’s not. And that the problem we sometimes have in explaining what the difference between invoice finance and what a factoring company does is the foremost hurdle to presenting to clients why we think Invoice finance is better. What Invoice finance does is finance one invoice. Just one, and when […]

We are always reluctant about talking about Government-assisted loans because There are more hoops than you can imagine jumping through. The application raises hope, and remember this isn’t like the stimulus package; you still must get through the finance company and In the end, for every $1,000 you borrowed, you had a $1,000 worth of […]

Peter Morrissey, Director of Time & People Pty Ltd

As this blog is about a prediction for the above dates. My predictions come from my personal and business experience, as well as operating Your Business Angels through downturns and calamities other global downturns that we seemed to miss for reasons such as a mining boom and often just luck. It has been a long […]

If you have an empty swimming pool and put a tap in it, connect that tap to a water source and turn that tap on, you will fill the swimming pool with water. It will be awash with water. That is pure science. If you have a country and the government of that country pour […]

The Australian Government has temporarily changed bankruptcy law to help protect people who are facing unmanageable debt as a result of the economic impacts of COVID-19. If you’re a sole trader, or operating a business as a partnership, you could face personal bankruptcy if you can’t pay your debts. If you’re in financial difficulty you […]

Considering the hiding they received from the Banking Royal Commission banks have quickly responded and have given a decent run down on what they can do for you. This anyway from checking out the big 4, but I also assume the smaller banks are doing the same. They also seem to make it clear that […]

In reviewing outgoings, the home mortgage is a starting point. Here are 2 actions we are taking for our clients when requested. Your Mortgage Two important thoughts I asked a broker to help me with the approach to finance, we started on mortgages. Get the rate down for a starter He said first, generally your […]