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Blogs for extraordinary times

Moving a market

By superadmin - 22 May 2020

And where Your Business Angels could be able to help you There is from what we are finding from a lot of trades in the marketplace – it just may not be where you have worked previously. You may need to move to a different market using your skills. You might need to travel a little …

Watch this space

By superadmin - 07 May 2020

With Virgin Airlines in administration we can watch how the top end of town reconstruct an airline so that it can be still the second airline in Australia and also be far more competitive. You have a sense that this is going to happen because you start to see Qantas start to talk about how …

You are finally getting recognition that you exist – it took a pandemic to do so!

By superadmin - 06 May 2020

So, here is the thing, I’m looking for a metaphor to write this blog about small businesses in Australia that make up 62.7% of all enterprises that have finally been recognised by the government. And ironically this recognition comes about because of the pandemic. In the initial stimulus package, self-employed ABN holders were left out …

Launch the life boat

By superadmin - 22 April 2020

A rescue lifeboat is a boat rescue craft which is used to attend someone in distress. It can be hand pulled, sail powered or powered by an engine. Lifeboats may be rigid, inflatable or rigid-inflatable combination hulled vessels. Does it matter as long as it arrives in time?

Treading water

By superadmin - 21 April 2020

What is the most important thing to keep yourself from drowning? Getting out of the water—but treading water is a close second! Simply floating in water might look easy, but it’s actually pretty difficult if you don’t have a flotation device, and treading water is an essential safety skill for anyone who plans on spending …

How to Survive a Rip Tide

By superadmin - 21 April 2020

How to Survive a Rip TideLessons for Business The term “rip tide” is usually used to describe rip currents, which are long, narrow bands of water that can pull swimmers away from the shore. If you do get caught in a rip current, the best thing you can do is stay calm. It’s not going …

Seven Things You Should Stop Doing

By superadmin - 21 April 2020

During the global financial crisis we had some warning, we saw news reports where people wearing suits will walking out of investment banks on Wall Street carrying their box file that represented their personal items from the desk. Slowly over a period of time we slipped into the global financial crisis and many businesses had …

Jet aircraft take about 400 out staff hours to park and initially maintain

By superadmin - 21 April 2020

CEO of Your Business Angels Message – keep going – it’s what you always did. In the last couple of weeks when major airlines parked their planes, it wasn’t a case of the pilot putting the hand break on and coming down the walkway and hanging the keys in the office. There is a bit …

How to restart a business

By superadmin - 21 April 2020

Go to the door, put the key in the door, turn the lock, turn the door knob, push the door, step inside the door, close the door, walk in and start. It’s that simple (pardon the metaphor, not every business is a shop front or an office). It’s something you desire and want to do, …

Sully

By superadmin - 21 April 2020

Now there are real lessons in this film Allow for the humanity, allow for 35 seconds Share this story – Gavin Waring CEO Your Business Angels The film follows Sullenberger’s January 2009 emergency landing of US Airways Flight 1549 on the Hudson River, in which all 155 passengers and crew survived with only minor injuries, …

Re-invention - the story of flight

By superadmin - 21 April 2020

Gavin Waring CEO Your Business Angels Already stories are appearing on the reinvention of businesses. As some collapse, others will grow out of that. Can you reinvent your business, no matter how humble it is? More than 16,000 passenger jets are grounded worldwide, according to industry researcher Cirium, as the coronavirus obliterates travel and puts …

How to get Your Business in order

By superadmin - 21 April 2020

Get the accounts completed. Know what your tax debt and other commitments are. Use this period when everyone including the Australian Taxation Office is flexible to plan a way out Most businesses turn under $2 million so getting the accounts done is uncomplicated. We need our prospect clients to put together the following items and …

Getting it right with the landlord

By superadmin - 21 April 2020

Deferment or reduction When you step back into your business to operate, you’ll be short of cash flow, you’ll be thinking you need to have enough to pay the staff each week and pay your suppliers as yours and other businesses find their stride. What you don’t need is the burden of deferment from your …

Dear Landlord

By superadmin - 21 April 2020

After a bit of time legislation for commercial rents are in place. The Australian Government, together with the states and territories have agreed on a common set of principles: This should be a time when parties can come together and talks. It’s important that our clients get us involved, because it would be easy to …

Swimming to Safe Harbour

Swimming to Safe Harbour

By superadmin - 21 April 2020

A rescue lifeboat is a boat rescue craft which is used to attend someone in distress. It can be hand pulled, sail powered or powered by an engine. Lifeboats may be rigid, inflatable or rigid-inflatable combination hulled vessels. Does it matter as long as it arrives i time.

What is the most important thing to keep yourself from drowning?

By superadmin - 21 April 2020

Getting out of the water—but treading water is a close second! Simply floating in water might look easy, but it’s actually pretty difficult if you don’t have a flotation device, and treading water is an essential safety skill for anyone who plans on spending time on or near the water. People who teach swimming will …

ATO in these troubled times

ATO Payment plan

By superadmin - 21 April 2020

It’s quite usual for most businesses to have at some stage ATO payment plans. This is the case for a number of our clients. In the current environment we have a number of options, which can give financial relief for those on a payment plan with the ATO.  We can cancel the current payment arrangement …

Australian Taxation Office Assistance with tax debt

By superadmin - 21 April 2020

This certainly helps. As we have been telling all our clients and was the feature of week 2 of our plan, that we need to negotiate the deferment of tax payments in whatever way we can so that you can harbour the money as no one knows and can guess what the future looks likes. The …

Accounts a mess – not seeing a chance of getting any of the stimulus package

By superadmin - 21 April 2020

Maybe you have put your name down, registered, but what happens when you have no records of trading because your accounts are a mess and you are behind? You were always meaning to get the accounts brought up to date, lodge BAS and do your tax returns. You were always a bit too busy and …

Finance in the time of hardship

Something we need to talk about in time of trouble

By superadmin - 13 May 2020

The Australian Government has temporarily changed bankruptcy law to help protect people who are facing unmanageable debt as a result of the economic impacts of COVID-19. If you’re a sole trader, or operating a business as a partnership, you could face personal bankruptcy if you can’t pay your debts. If you’re in financial difficulty you …

Banks coming to the party - check your bank out

By superadmin - 21 April 2020

Considering the hiding they received from the Banking Royal Commission banks have quickly responded and have given a decent run down on what they can do for you. This anyway from checking out the big 4, but I also assume the smaller banks are doing the same. They also seem to make it clear that …

Your Mortgage

By superadmin - 21 April 2020

In reviewing outgoings, the home mortgage is a starting point. Here are 2 actions we are taking for our clients when requested. Your Mortgage Two important thoughts I asked a broker to help me with the approach to finance, we started on mortgages. Get the rate down for a starter He said first, generally your …

The Stimulus Package and other ideas

Job Keeper Payments

By superadmin - 21 April 2020

Jobkeeper – In a nutshell Still needing to get Jobkeeper organised – struggling contact us at Your Business Angels – need accounts completed so you can claim? Its all overwhelming we will take care of it. PAYMENT The Government announced the “JobKeeper Payment” as part of a wage subsidy measure to assist business during the …

The Stimulus Package for Individuals

By superadmin - 21 April 2020

The Stimulus Package for IndividualsThe government Has released several packages for individuals, and this is a summary and some of our thoughts about them. The following is a summary of the package that is for individuals. That may become relevant if your business is severely impacted, or you may wish to pass on to Family …

State Government Support summary in a nutshell

By superadmin - 21 April 2020

A summary of the Australia State Governments supports –in a nutshell. What’s on offer from the state governments seems much clearer that wading through Jobkeeper process. There is some variation between the states, but states have a combination of cash money, refunds, deferments and support that is helpful to especially small businesses. VIC $10K Business …

JobKeeper Payment - Sole Trader and other Self-Employed People

By superadmin - 21 April 2020

Under the JobKeeper Payment, businesses impacted by the Coronavirus will be able to access a wage subsidy from the Government to continue paying their employees. Affected employers will be able to claim a fortnightly payment of $1,500 (before tax) per eligible employee from 30 March 2020, for a maximum of 6 months until 27 Sep …

JobKeeper Payments - Overview in a nutshell

By superadmin - 21 April 2020

Under the JobKeeper Payment, businesses impacted by the Coronavirus will be able to access a wage subsidy from the Government to continue paying their employees. Affected employers will be able to claim a fortnightly payment of $1,500 (before tax) per eligible employee from 30 March 2020, for a maximum of 6 months until 27 Sep …

How we prove you had a downturn

By superadmin - 21 April 2020

One thing we need to understand is that this is hasty legislation, for the largest amount of money any government has ever spent in Australia and it is full of bugs. There will be new updates no doubt, and even Your Business Angels has found a group that has been left out in the cold …

Cash Boost

By superadmin - 21 April 2020

So while we’ve all been giving our attention to the Jobkeeper legislation we are forgotten the initial piece of legislation that the government called Cash Boost which is misleading because they don’t actually give you any cash you are just saved from paying PAYG. As we have blogged in the past, on 12 March the …

Boosting cash flow for employers

By superadmin - 21 April 2020

The Government will provide tax-free cash flow boosts of between $20,000 and $100,000 to eligible businesses, delivered through credits in the activity statement system, when eligible businesses lodge their activity statements. Eligible businesses do not need to apply with a separate form. Upon lodgment of their activity statement, the first amount will automatically be credited …

Tidad the frog

Tidad the frog

By superadmin - 21 April 2020

Tidad “the dyslexic frog” “It’s not snap back – its snap to” Many of you are probably too young to remember the recession we had to have in the early 90s. That was a period of 11% unemployment and incredibly high interest rates. I think we were paying 18% on our mortgage it was also …
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JASON TABONE

They are always there for me when I need help and they take care of the larger things for me in business

TONI SURACE

Your Business Angels are the 'real deal'. Their services help those that have little faith left in their businesses or in themselves. If you think there is no answer to your problems then think again. YBA can help.

STEPHEN CONNELLY

Anderson, My accountant at Your Business Angels comes up with ideas and deals with me, keeps me on track and on time. There worth every dollar

SHANNON BURKE

At the time of making the call to them, our business was going backwards with large debts and not enough income to cover them! Since working with Gavin and his team at Your Business Angels we have made great changes to the way we run our business and are slowly but surely turning things around. I recommend anyone with serious business issues to give them a call!

COLIN READ

Thank you to all the team at Your Business Angels for everything you have done in correcting the things I did badly, highlighting the things I did well and offering encouragement, guidance and support through the tough times.

FRAN FORDE

So thankful I found YBA. They live up to what they promise and just the relief of not having to speak directly to the ATO was awesome

STEPHEN CONNELLY

Gavin and the Your Business Angels team has given me hope, eliminated stress and genuinely cares about the wellbeing of us

STEPHEN CONNELLY

Tax debt solved and a new direction life is suddenly looking ok again

ROB RADIN

Would like to thank Jay and his team at Your Business Angels for their work and persistence in dealing with our problem and getting the greatest result we could ever hope for

BRAXTON

I heard the ad on the radio and met with Your Business Angels and found the pricing for what I required was cheaper than I had found with their competitors and had to provide less information - Thanks so much Robert....

BRAXTON

Your Business Angels help me enormously - Thanks so much Robert....

SHANNON BURKE

We have been working with the "Your Business Angels" crew since April 2014 and it was the best decision we have ever made for our business

STEPHEN CONNELLY

Simone and her team at Your Business Angels has been there from day one and is always willing to come and spend time just to ask if I’m ok

ANDREW SAYERS

We would not exist as a business if it were not for the help that Your Business Angels gave us, extremely efficient and always offering the best advice. Thank you Gavin and the team at YBA

JASON TABONE

I would like to thank them for everything they have done for me and my business. I highly recommend your business Angeles for any business

JASON TABONE

I have been a client of Your business angels for just under 2 years - They show compassion and empathy and go out of their way to make sure I'm ok

AMY HASTWELL

After 2 hours, Gavin had provided clear direction, made recommendations and given me a starting point

GEOFF NORDEN

Over the 18 months with YBA they have been professional, helpful and compassionate with getting my business on track. A very good accounting firm to be with